Navi Loan - If civil is good then 100% loan will be given
Instant Cash Loan
Get a quick cash loan up to ₹20 lakh at interest rate starting from 9.9% p.a.
Navi Instant Cash Loan
Unexpected expenses knocking at your door? Relax and get an instant cash loan with Navi. Get a superfast loan of up to ₹20 lakh to meet any financial urgency such as, sudden medical emergency or travel expenses. With Navi, now you have access to instant cash anywhere, anytime.
Navi offers flexible repayment tenures of up to 72 months and zero foreclosure charges. No heavy paperwork required - the entire process is 100% paperless. Just enter your KYC details on the Navi app for verification and get an instant cash loan disbursed directly to your bank account within 5 minutes.
Navi makes cash loans hassle-free, fast and convenient. Get ready to experience the best fast cash loan app.
Navi offers flexible repayment tenures of up to 72 months and zero foreclosure charges. No heavy paperwork required - the entire process is 100% paperless. Just enter your KYC details on the Navi app for verification and get an instant cash loan disbursed directly to your bank account within 5 minutes.
Navi makes cash loans hassle-free, fast and convenient. Get ready to experience the best fast cash loan app.
Features and Benefits of Navi Cash Loan App
Instant Disbursal
Say ‘Hello’ to instant cash loan in 5 minutes! Download the Navi app, enter your personal details, complete your KYC, apply and get the amount disbursed within minutes!
Say ‘Hello’ to instant cash loan in 5 minutes! Download the Navi app, enter your personal details, complete your KYC, apply and get the amount disbursed within minutes!
Minimal Documentation
No paperwork required. Just enter your name, address, PAN or Aadhaar details for quick KYC verification. Getting a cash loan was never this easy before!
No paperwork required. Just enter your name, address, PAN or Aadhaar details for quick KYC verification. Getting a cash loan was never this easy before!
Flexible EMI Options
No more stressful EMI payments. With Navi’s flexible EMI options, you can repay the loan at your convenience. The loan repayment tenure goes up to 72 months or 6 years
No more stressful EMI payments. With Navi’s flexible EMI options, you can repay the loan at your convenience. The loan repayment tenure goes up to 72 months or 6 years
Instant Cash Loan Interest Rate and Charges
- Get Navi instant personal loan up to Rs. 20 Lakh online.
- Processing fee is 3.99% to 6% (minimum Rs. 1,499 and maximum Rs. 7,499 + GST).
- If the civil is good, sometimes the processing charge is not even charged.
- Get the money instantly transferred to your bank account on approval.
- No bank statements or salary slips are required to apply for the loan.
- The entire process for Navi instant loan is 100% paperless.
- Minimal documentation required.
- No printouts of documents are required.
- Navi app loan interest rate is affordable and starts from 9.9% p.a.
- Flexible tenure up to 72 months and flexible EMI options available.
- Instant online eligibility check.
- No security deposit or collateral required to obtain the loan.
- Zero foreclosure charges levied on prepayment of the loan.
- Navi instant personal loan reviews are available online for your satisfaction and trust.
Eligibility for Navi Personal Loan
- The borrower must be Indian.
- Both salaried and self-employed individuals can apply for it.
- borrower should be between the 18-65 age group to avail of the loan.
- A good CIBIL score is required to obtain a loan and get a flexible rate of interest.
- Salaried applicants should have a minimum income of Rs.15000.
Where is Navi Personal Loan available?
Navi Personal Loan is currently available only in select cities which are mentioned below:
- Andhra Pradesh: Visakhapatnam (Vizag), Ananthapur, Chittoor, Guntur, Krishna, East Godavari
- Bihar: Patna, Gaya
- Chandigarh
- Delhi NCR: New Delhi, Gurgaon, Noida, Greater Noida, Ghaziabad, Faridabad
- Gujarat: Ahmedabad, Vadodara, Valsad
- Haryana: Ambala, Karnal, Kurukshetra, Panchkula, Panipat
- Jharkhand: Ranchi
- Karnataka: Bangalore, Mysore, Udupi, Dharwad, Kolar, Hassan, Mandya
- Kerala: Ernakulam, Kollam, Kottayam, Thiruvananthapuram, Thrissur
- Madhya Pradesh: Indore
- Maharashtra: Mumbai, Navi Mumbai, Thane, Pune, Nagpur, Ahmed Nagar, Kolhapur, Aurangabad,
- Nashik, Satara
- Odisha: Bhubaneshwar, Cuttack
- Pondicherry
- Punjab: Amritsar, Ludhiana, Jalandhar, Mohali, Ropar, Bathinda, Fatehgarh Sahib
- Rajasthan: Jaipur, Udaipur, Ajmer, Alwar, Kota, Jhujhunu
- Tamil Nadu: Chennai, Tiruchirappalli, Erode, Madurai, Vellore, Salem
- Telangana: Hyderabad, Secunderabad, Mahabubnagar
- Uttar Pradesh: Ghaziabad, Noida, Lucknow, Jhansi
- Uttarakhand: Dehradun
- West Bengal: Kolkata, Hoogly, Howrah.
- Many more places
Documents Required for Navi Loan
- PAN number
- Aadhar Number
- Colored photograph
Instant Cash Loan Options
₹5,000 - ₹10,000 - ₹15,000 - ₹20,000 - ₹25,000 - ₹30,000 - ₹40,000 - ₹50,000 - ₹1 Lakh - ₹2 Lakh -
₹5 Lakh - ₹10 Lakh - ₹15 Lakh - ₹20 Lakh
₹5 Lakh - ₹10 Lakh - ₹15 Lakh - ₹20 Lakh
About Navi Mutual Funds
Navi Mutual Fund offers a wide array of investment options - from a range of low-cost index funds to ELSS funds among other investment options across sectors, market caps and geographies to help investors meet their unique financial goals. In 2022, Navi Mutual Fund launched 6 index funds that cater to the various needs of investors keeping their risk tolerance in mind. Navi’s low-cost funds coupled with a passive investing approach and strong leadership make Navi Mutual Fund one of the most popular and sought-after AMCs in the country.
Llow cost
Navi’s technology-driven passive investing approach helps lower the cost for the investors.
Diverse
Choose from a wide range of funds such as index funds, ELSS, Fund of Funds, equity funds, debt funds, etc. for portfolio diversification.
SIP & lump sum
Invest as per your convenience through SIP or lump sum. You can start with as low as ₹10 (depending on the fund factsheet).
Lnternational market
With Navi Mutual Funds range of international FoFs, track indices like CRSP US Total Stock Market Index and Nasdaq 100.
How To Choose a Mutual Fund?
Financial Goal
Invest in a mutual fund that aligns with your financial goals. You may opt for a combination of equity and debt funds for your long-term financial goals while debt funds could be a good fit for your short-term goals. You can also consider investing in ELSS to maximise your tax deduction benefits.
Invest in a mutual fund that aligns with your financial goals. You may opt for a combination of equity and debt funds for your long-term financial goals while debt funds could be a good fit for your short-term goals. You can also consider investing in ELSS to maximise your tax deduction benefits.
Cost
A mutual fund comes with certain costs such as expense ratio, exit load, tax on capital gains, etc., which could eat into the gains if applicable. Active funds involve a high expense ratio within the limits set by SEBI since they are actively managed by fund managers. Factor the investment costs while finalising your investment decisions.
A mutual fund comes with certain costs such as expense ratio, exit load, tax on capital gains, etc., which could eat into the gains if applicable. Active funds involve a high expense ratio within the limits set by SEBI since they are actively managed by fund managers. Factor the investment costs while finalising your investment decisions.
Risk Appetite
Different funds come with different levels of risk. Equity funds involve market risks in the short term which could make them risky while debt funds could be relatively low-risk. Select a fund that matches your risk appetite.
Different funds come with different levels of risk. Equity funds involve market risks in the short term which could make them risky while debt funds could be relatively low-risk. Select a fund that matches your risk appetite.
Past Performance
Check a fund’s past performance to understand the fund’s consistency. While past performance is no guarantee for future returns, it could still provide insights into a funds potential.
Check a fund’s past performance to understand the fund’s consistency. While past performance is no guarantee for future returns, it could still provide insights into a funds potential.